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ELECTRONIC EQUIPMENT INSURANCE

Computers are sometimes not insured along with all other contents of the office or building as policies designed for office/building are not comprehensive enough. A computer (Electronic Equipment) Insurance Policy is designed for computers and its peripherals, i.e. data carrying material and air-conditioning plant, uninterrupted power systems and terminals. In this context the term electronic equipment, means all electrical and electronic systems such as: Electronic Data Processing (EDP) equipment, Communication facilities, Electrical equipment for medical use, and Lightning and studio facilities.

This policy is more of an all in All Risk cover, which compensates the insured for losses insured under Fire & special perils policy, Burglary /Theft and Machinery Breakdown policies. In addition, the perils of breakages, shouldering, charring, loss of data, and increased cost of working can be covered if required.